What Insurance Companies Look For?
- Age of the Building
- Newer buildings are less claim prone
- Older Buildings:
- a. Year Roof updated
- b. Year HVAC updated
- c. Year Electrical Updated
- d. Year Plumbing updated
- What type of occupancy/tenants?
- a. Office – Loans, Medical, Accounting, Insurance, Attorney
- b. Retail- Shoe/Clothing Store, Gift Shops, Sunglasses Boutique, Convenience, Grocery Stores
- c. Service – Barber Shop/Beauty & Hair Salon, Funeral Homes, Nail Salon, Shoe Repair Shops
- d. Restaurant- Delis, Coffee/Tea Shops, Fast Food Chain, Family Style Restaurants, Fine Dining.
- Inspection of the Property
- a. Condition of property (lawn maintained, parking lot/side walks without damage or tripping hazards, and exterior lighting)
- b. Check fire extinguishers, sprinkler systems
- c. Fire exit pathway clear and labeled
- d. Interior presentable and uncluttered
We understand what the insurance companies are looking for, and we can help you through the inspection process. Contact Stevens lnsurance (423) 894-8821 today
Please call Stevens Insurance Associates (423) 894-8821 to speak with one of our agents.
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